Car Leasing FAQ

Q. Do I need to MOT my lease car?
A. A MOT is only required after 3 year on any car.  Therefore if your lease term is 3 year or less you will not need to obtain a MOT certificate.

Q. Is car leasing insurance included in the rental price?
A. Unfortunately not, This is because customers come in all age ranges and all areas therefore it would be impossible to cost insurance in with the lease. You are required to comprehensively insure your lease car. You can find a list of approved contract hire insurance firms in our insurance section.

Q. Can you explain 3 + 23 for a 2 year contract or 3 + 35 on a 3 year agreement?
A. Car leasing deals are usually calculated over a 2 year or 3 year term, deals are advertised as 3+23 or 3+35 contracts, The 3 stands for 3 payments in advance then +23 payments or +35 payments are the amount of payments you will pay throughout the contract term.

Q. Who owns the car?
A. On Contract Hire and Personal Contract Hire the finance company are the legal owner of the car.  If you are unsure please ask.

Q. What happens if I exceed the annual mileage?
A. Every lease car contract gives an excess mileage price, therefore if you exceed your agreed total mileage, any additional mileage would be charged at this rate.  EG: Excess mileage: 5p, 1000 miles over contract would be charged at £50 + vat = £57.50.  The finance company will invoice you after the car is returned.

Q. Are all lease cars brand new with no previous owners?
A. 99% of car leasing offers are caculated on brand new cars, however some used car prices are available however quite rare. Some deals can be worked out as pre-registered deals, this basically means the dealership has had to register the car but you will still be the first customer to actually use the vehicle. All lease cars on our site should be brand new UK cars via UK main dealerships unless otherwise stated.

Q. Is Road Tax included?
A. Road Fund License is included for the contract duration on 99% of all deals. Please check the deal details associated with your deal of interest to ensure this is the case.

Q. Is the car covered by warranty?
A. All brand new lease cars come with the standard manufacturer warranty supplied at main dealer level.

Q. What is maintenance?
A. If the option of maintenance is included within the contract, this generally covers you for you annual car service and any wear and tear items which need replacing.  (Damage is not included ie nail in tyre)  Please check the full content with the supplying dealer as some maintenance contracts can exclude tyres and exhausts.

Q. Is maintenance beneficial to me?
A. You need to assess the overall cost across the contract term.  Example Only: maintenance is £20.00 + vat = £23.00 per month, giving an annual contract cost of £276.  Take into account your expected mileage and the cars individual service schedule; speak with your dealer and obtain the price for the services you expect to undertake and work out if it is beneficial to you.  Some customers choose maintenance as it spreads the cost out over the contract term.  (This is an example only)

Q. Are their any administration fees?
A. Some finance companies do charge and administration or document fee.  Please check your quotation paperwork or ask your main dealer contact if you are unsure.

Q. Is delivery included?
A. The majority of car leasing deals include delivery to a UK mainland address of your choice. Please check the deal details section to verify whether the deal has free delivery.